Posts Tagged ‘Discounts’

Auto Insurance Rates – What’s the Deal and How Does an Independent Agency Help?

Monday, September 18th, 2017

It’s possible that if you’ve had your car insurance renew within the last year, or if any of your friends and family have, then you may have noticed that rates are starting to trend upwards. Now, this is not just 1 or 2 companies, this is starting to become a fairly standard thing across the insurance industry. This blog post is designed to help answer why this is happening, and why The Johnson Insurance Agency, as an Independent Agency, is best suited to help.

First, why are auto insurance rates going up, especially if you have no new activity on your record? The main reason for these increases is a simple one: Gas Prices. Now, some may disagree, but compared to the last 10-15 years, the last couple years gas prices have been at a steady, lower price. When gas prices go lower, more people drive. When  more people drive, then the roads are fuller (as I’m sure you have noticed, especially in Washington State). When the roads are more full, this increases the risk for accidents and violations. Not only does it increase the risk, but it does in fact increase accidents and violations, which in turn increases the amount of claims that insurance companies are paying out.

The more money paid out for claims, the higher premiums will go up. Understandably, this can be a hard pill to swallow if you are not one of the drivers causing any accidents! Unfortunately, across the board rate increases can happen to you, even with a perfect record. Especially if you live in an area that has seen an increase in claims.

So far, this all seems like bad news. However, now we will look at why The Johnson Insurance Agency is best suited to help you battle rate increases.

The reason that we, as an Independent Agency, are best able to help is simple as well: We work with multiple different insurance carriers. How does this help you? Well, all carriers have slightly different ideas on what type of business they like writing, and different ways of deciding premiums. So, let’s say you are with “Company A” and your rate increases. What can you do? You are busy and don’t have time to call and do research on all the other carriers out there. Well, with us it’s quite easy! If your rate goes up, we can take a look at “Companies B-D” and compare that to “Company A” to find the best rate for you! This is easy for you, because we already have all your information from your current policy and can run that through all our other carriers as well. This saves you time, and helps you make the most informed decision on what carrier you would like to be with. For a list of our carriers, click HERE.

So there you have it. Even though premiums may be going up, The Johnson Insurance Agency is here to help you! All you need to do is contact us to get started.

As always, feel free to contact us: 800.789.5940, or Request a Quote online to see what discounts you are eligible for!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Member’s Best – Home and Auto Together

Thursday, February 9th, 2017

We wanted to take a moment to talk about an exciting new product that is now being offered with one of our carriers, Mutual of Enumclaw. The product is called Member’s Best, and has some great features!

Member’s Best is a product that simplifies your home insurance and auto insurance by combining them together with one premium! Not only that, but there are many more advantages to the Member’s Best program. The following are included with your policy no matter what:

• Pet Injury Coverage (Dog or Cat)

• Child Safety Seat Replacement

• Electronic Key and Lock Replacement

• Emergency Expenses

• Identity Fraud Expense

• Personal Property Coverage (in covered auto)

• Single Deductible

• Towing & Roadside Services

This is just a portion of the benefits of Member’s Best with Mutual of Enumclaw. If this sounds like something you might be interested in, or want to learn more, let us know!

As always, feel free to contact us: 800.789.5940, or Request a Quote online to see what discounts you are eligible for!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

 

 

Discount of the Day! 7.11.16

Monday, July 11th, 2016

Hello and Happy 7/11 Day! Don’t forget to go out and get your free Slurpee before they are all out.

Now, on to the discount of the day. We have discussed discounts for Home Insurance based on safety and security measures, but there is another security measure to touch upon, this time for Condo Insurance.

If you live in a secure condominium complex, then you may be eligible for a discount on your Condo Insurance! Do you have a locked entry into the complex itself? Or maybe you have a guard on duty 24 hours? If so, and your insurance agent doesn’t know, then you should tell them as soon as possible to see if you qualify.

As always, feel free to contact us: 800.789.5940, or Request a Quote online to see what discounts you are eligible for!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Discount of the Day! 7.6.16

Wednesday, July 6th, 2016

This one goes out to all the students and parents of students out there! Adding a young driver to your auto insurance can be costly, but there is a way to help out, and it’s all up to your student!

If you have a young/student driver, and they have a GPA of 3.0 or higher, you may qualify for a Good Student Discount! So make sure your student studies hard and earns those grades, because you will be happy they did once they start driving.

If you currently have a student driver, remember to ask your agent if you are receiving the Good Student Discount. If not, have them add it!

As always, feel free to contact us: 800.789.5940, or Request a Quote online to see what discounts you are eligible for!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Discount of the Day! 6.29.2016

Wednesday, June 29th, 2016

Today’s discount has to do with auto insurance. Have you recently taken a driver safety course? If you have, and have the certificate of completion, then you may qualify for a discount on car insurance!

Whether you are getting your license for the first time and complete a course, or if you are 55 or older and take a “senior safety course,” there are opportunities for discounts. So make sure you tell your insurance agent if you haven’t already.

As always, feel free to contact us: 800.789.5940, or Request a Quote online to see what discounts you are eligible for!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Discount of the Day! 6.28.16

Tuesday, June 28th, 2016

Today’s discount might sound like a good idea, especially in summer time when it’s hot and fires can start easier. Did you know that if you have a sprinkler system installed you may be eligible for a discount on your Home Insurance or Renters Insurance? So if you have a sprinkler system, and you haven’t told your agent, then you possibly missing out on some savings!

Make sure to call your agent today, or, give us a call: 800.789.5940, and we can put together a free, no obligation Home Insurance Quote, Renters Insurance Quote, or Condo Insurance Quote to see what discounts you qualify for! As always, feel free to Request a Quote online as well.

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Discount of the Day! 6.22.16

Wednesday, June 22nd, 2016

Happy Wednesday! Today’s Discount of the Day has to do with the method in which you pay your premium. Do you currently pay your premium monthly, either by mail or by automatic credit card, or EFT? Did you know there is another way to pay your premium at a lower price?

That’s right, if you pay your premium up front in full, then you may be eligible for a discounted rate! Paying your Auto Insurance, Home Insurance, Boat Insurance, Motorcycle Insurance, Motorhome Insurance, or any other type of insurance in full is nice for a few reasons:

  1. You potentially get a discount!
  2. You know you are paid for the term and you don’t have to worry about it until renewal!
  3. Your insurance company won’t have to send any payment reminders!

So take a look at your current policies, and ask your insurance agent if you are eligible for a pay in full discount! And as always, feel free to contact us: 800.789.5940, or Request a Quote online to see what discounts you are eligible for!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Discount of the Day! 6.21.16

Tuesday, June 21st, 2016

Have a renewal coming up in a few weeks and want to look at other options? Getting an insurance quote in advance may provide you with an “advanced quote discount!” That’s right, quoting in advance may get you a bit more off your premium payment. So check your policies, see when they are up for renewal, and then ask us to do a quote for you. It’s easy, it’s free, and it may save you some money. Give us a call today: 800.789.5940, or Request a Quote online to see if you qualify.

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Discount of the Day! 6.20.16

Monday, June 20th, 2016

Today marks the first day of summer! To celebrate, let’s talk about a discount that some of you may qualify for but not realize it. A question that your agent should ask you when you obtain your first auto insurance quote is, “are you a AAA member?”

If you are a member of AAA, you may qualify for a discount on your car insurance! So if you are a member, make sure to point that out to your agent the next time you speak with them to see if there is a discount available to you. To see if you qualify for this discount with us, Request a Quote today!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!

Discount of the Day! 6.17.16

Friday, June 17th, 2016

Do you drive your car a lot? Every weekend finding a new hidden gem to drive to, or just like to take Sunday drives down to the ocean, or visit friends and family in another state? If so, this discount may not apply to you… 🙂

However, if you don’t drive very much you may be eligible for a low mileage discount, depending on the company you are with for your Car Insurance. Let’s say you take the bus to work most days and only use your car to drive to the grocery store, or to the movies every now and then. If you drive your car only 8,000, 7,000, 6,000 or less miles a year, ask your insurance agent to check on this discount for you! Better yet, contact us to give you a free, no obligation auto insurance quote. With this car insurance quote, we will be able to check what other discounts are available as well. So give us a call: 800.789.5940, or request a quote on our website today!

Remember to follow us on Facebook, Twitter, and YouTube to stay up to date with the latest from the Johnson Insurance Agency!